VA LOAN PROGRAMS

YOU'VE SERVED TO PROTECT THE AMERICAN DREAM, NOW CLAIM A PIECE OF IT

Get started with a VA Loan today!

VA LOAN PROGRAM BENEFITS

NO DOWN PAYMENT

  • Get 100% financing with no down payment requirements

NO MORTGAGE INSURANCE

  • Doesn’t require Private Mortgage Insurance (PMI) on loans of more than 80% of a home’s appraised value, potentially saving you $100 to $200 a month

NO PRE-PAYMENT PENALTY

  • The VA Loan allows borrowers to pay off their home loan at any point without having to worry about a pre-payment penalty

LOW INTEREST RATES

  • Lower interest rates than those of conventional loans

HIGHER DTI RATIOS

  • Debt-to-Income (DTI) ratios generally around 41% are acceptable depending on the strength of your other financial and credit factors

BACKED BY U.S. GOVERNMENT

  • Your lender has the opportunity to offer you better loan terms with a government-backed loan

OUR APPLICATION PROCESS IS QUICK AND SECURE!

READY TO APPLY?

VA LOAN PROGRAM BENEFITS

VA Loans are great for veterans who are first-time home buyers with limited savings for down payments and closing costs. They are also great for purchasing or refinancing in high-cost areas. We provide access to government-backed VA Loans because these are the types of benefits you and your family deserve.

Qualifications

 

Eligibility

With a VA loan, the borrower must be a qualifying active duty member of the U.S. military, veteran, or surviving spouse. A Certificate of Eligibility (COE) is required. 

 

You might be eligible if:

  • You served 90+ days active duty during wartime

  • You served 180+ days active duty during peacetime

  • You were not dishonorably discharged

  • You are currently active duty

  • You are the surviving spouse of a veteran who died during service or because of service-related injuries and are not remarried

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If you meet the qualifications, you can enjoy lower closing costs, lower mortgage payments, and the possibility of no down payment.

 

Security First Financial has years of experience providing eligible borrowers with access to VA loans. We have an intimate knowledge of the local market to offer better terms and rates.

Our office in Englewood, Colorado is run by a team of local mortgage professionals committed to helping homebuyers have a quick and stress-free mortgage experience. Our in-house processing, underwriting, and closing allow us to move quicker than most mortgage companies so you can get into your new home quicker. 

WANT TO BUILD YOUR HOUSE?

We also offer a VA One-Time Close Construction to Permanent Loan that might work perfectly for you if you plan to have your home built from the ground up.

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63 Inverness Dr E # 250, Englewood, CO 80112
Office: (303) 740-8300 | Fax: (303) 740-8304
 
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Security First Financial is a Division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. Branch NMLS 385589. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Regulated by the Division of Real Estate. MLO MC3094. MLO 0121351. Arizona Department of Financial Institutions 0902614. Licensed by the Massachusetts Division of Banks as a Broker and Lender as #MC3094. Your opinion is greatly appreciated, we thank you for visiting this website or Primary Residential Mortgage, Inc. If you have specific questions, comments, concerns or complaints we invite you to contact us by the email shown here: ConsumerVoice@primeres.com. Emails received during business hours, should receive a response within 48 hours, excluding weekends or holidays.
 
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