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Texas Home Loans - Security First Financ


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Security First Financial offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time homebuyer or interested in refinancing your mortgage, we're here to guide you through the process. Get started by filling out our secure online application...

Security First Financial Google Reviews

"Nick, Danae, and Zain were amazing from start to finish. Once I found the perfect home the lending process was so easy. When I had questions/concerns they always took my call to ease my mind. We closed on time with no issues. I couldn't have asked for a better experience/team!" - Megan E.

"My husband and I had a wonderful experience with the Nick Barta team when purchasing our first home! Nick, Benjamin, and Peter guided us through the loan approval process doing so much behind the scenes and were transparent with all of my (many) questions! Thank you so much for taking care of us and I definitely recommend these wonderful people :)" - Alex F.

Copy of Texas Home Loans - Security Firs

Texas Residents

100% Financing* Options are Available!

Not everything in Texas has to be bigger and that includes your down payment. You may be eligible for a home loan with 100% financing. Ask about our down payment assistance programs to see if you qualify! 

Contact us today to get started!

*Closing costs and fees may still apply.


Featured Home Loan Options

FHA Loan

Our FHA home loan programs are designed for buyers looking for flexible options. FHA loans are government-backed loans that are ideal for first-time homebuyers or those with higher debt-to-income ratios.


FHA Program Features:

  • Low down payment options

  • A minimum credit score of 500

  • 0.5% of the purchase price as monthly mortgage insurance

  • 2-year waiting period required after bankruptcy and 3-year waiting period after foreclosure

  • Low income requirements and no geographic restrictions

Conventional Loan

Low down payments and quick closing times don’t have to be a stretch. Our Conventional home loan programs pose fewer hurdles than some other mortgages, allowing you to qualify and close in record time.


Conventional Program Features:

  • Low down payment options

  • Minimum credit score of 620

  • Private mortgage insurance (PMI) is not required with a down payment of at least 20%

  • 4-year waiting period required after bankruptcy


USDA loans fund rural property to help give you a breath of fresh air. If you’re looking to live in a quiet neighborhood or out in the beautiful countryside, this program might be your ideal fit.

USDA Program Features:

  • 100% financing available

  • Minimum credit score of 620

  • Lower mortgage insurance fees than Conventional or FHA

  • Financing for existing homes, new construction or foreclosures

  • Income flexibilities for homes in USDA-eligible areas

VA Loan

If you’ve served our country, we’re here to serve you. We offer VA loans to active military personnel, veterans, and eligible spouses of military members. This program is designed to get you the right home at the right rate, even if you don’t have perfect credit.


VA Program Features:

  • 100% financing available

  • Minimum credit scores of 580

  • No mortgage insurance required

  • 2-year waiting period required after bankruptcy

  • Low income requirements and no geographic restrictions

A Mortgage Lender You Can Trust

Whether you're a first-time homebuyer or interested in refinancing your current mortgage, you've come to the right place! My team and I are dedicated to making your loan process as smooth and pain-free as possible.  We will work tirelessly for you to make sure that we keep you informed during the loan process and that we find the perfect loan program for your situation.

A little about me, I started my mortgage career nearly 30 years ago and I have worked with thousands of customers over that time.  I still love what I do and it is just as exciting today as it was when I started to see someone get the keys to their first home. 


My in-house team of processors, underwriters, and closers are all very experienced and proficient.  We close loans on time and we take care of everything so you don't have to stress.

Give me a call at (000) 000-0000 or APPLY ONLINE through my secure application.  There are never any up-front fees to see what you can qualify for. 

-Nick Barta

Nick Barta

Division President

Residential Mortgage Loan Originator

NMLS/MLO #25540

Phone: (000) 000-000

Email: nbarta@securityff.com

Roof Against Clear Blue Sky


nbarta@securityff.com | (000) 000-000


Branch Address: 63 Inverness Dr E # 250, Englewood, CO 80112

Office: (303) 740-8300 | Fax: (303) 740-8304


Privacy Policy | Terms & Conditions | Consumer Voice | Licenses

Accessibility Statement

Primary Residential Mortgage, Inc. is licensed under the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking through one of the means indicated below: In Person or U.S mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294, Telephone No. (877) 276-5554, Fax No: (512)475-1313 email: consumer.complaints@dob.texas.gov Website: www.dob.texas.gov

Consumers wishing to file a complaint against a mortgage banker or licensed mortgage banker residential loan originator should complete and send a complaint form to the TX department of savings and mortgage lending, 2601 North Lamar Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery find must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

Security First Financial is a division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. Branch NMLS ID# 385589. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Colorado – Regulated by the Division of Real Estate, UCCC #987701-016. Arizona – Arizona Department of Financial Institutions 0902614. Massachusetts – Licensed by the Massachusetts Division of Banks as a Broker and Lender as #MC3094. Florida - Florida Office of Financial Regulation MLD646. Texas - This office is licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas.

Your opinion is greatly appreciated, we thank you for visiting this website of Primary Residential Mortgage, Inc. If you have specific questions, comments, concerns, or complaints we invite you to contact us by the email shown here: ConsumerVoice@primeres.com. Emails received during business hours should receive a response within 48 hours, excluding weekends or holidays.


©2018-2021 Security First Financial, A Division of Primary Residential Mortgage, Inc.