RURAL HOUSING (USDA) LOAN

OUR USDA LOAN CAN GET YOU TO THE QUIET COUNTRYSIDE WITH LITTLE OUT OF POCKET COST

Get Started With A USDA Loan Today!

USDA LOAN PROGRAM BENEFITS

NO DOWN PAYMENT

Finance 100% of your home with no down payment requirement​

NO MORTGAGE INSURANCE

No mortgage insurance means you have lower monthly payments

FLEXIBLE CREDIT GUIDELINES

Home buyers with less than perfect credit still may qualify for a USDA loan

The USDA determines what “rural” means, and that varies widely by state. But if you’re eligible, you can qualify for lower monthly payments and you don’t need money for a down payment. You’ll also spend less time in traffic driving to the closing.

Click here to check property eligibility

Requirements

  • Down Payment: None

  • Terms: 30 years, fixed

  • Credit Score: 620 Minimum

  • Mortgage Insurance: Yes

  • Maximum Loan Limit: Yes, varies by county

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Security First Financial has years of experience providing eligible borrowers with access to USDA loans. We have intimate knowledge of the local market to offer better terms and rates.

USDA LOAN INFORMATION

OUR APPLICATION PROCESS IS QUICK AND SECURE!

READY TO APPLY?

Our office in Englewood, Colorado is run by a team of local mortgage professionals committed to helping homebuyers have a quick and stress-free mortgage experience. Our in-house processing, underwriting, and closing allow us to move quicker than most mortgage companies so you can get into your new home quicker. 

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63 Inverness Dr E # 250, Englewood, CO 80112
Office: (303) 740-8300 | Fax: (303) 740-8304
 
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Security First Financial is a Division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. Branch NMLS 385589. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Regulated by the Division of Real Estate. MLO MC3094. MLO 0121351. Arizona Department of Financial Institutions 0902614. Licensed by the Massachusetts Division of Banks as a Broker and Lender as #MC3094. Your opinion is greatly appreciated, we thank you for visiting this website or Primary Residential Mortgage, Inc. If you have specific questions, comments, concerns or complaints we invite you to contact us by the email shown here: ConsumerVoice@primeres.com. Emails received during business hours, should receive a response within 48 hours, excluding weekends or holidays.
 
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