Gain the Buyer’s Advantage with a Pre-Approval



It’s generally a good idea to get pre-approved for a mortgage loan. In this competitive housing market, a pre-approval gives you the upper hand and allows you to make an offer on the spot when you find your dream home.

Why should I get a pre-approval?

Recently, the housing market has become more competitive. A pre-approval allows a mortgage underwriter to take a thorough look at your finances and credit history — uncovering any potential issues well before you’re obligated by contract to purchase a home.

What advantages does it give me?

Because a pre-approval requires an underwriter to review your credit history, income, assets and debt, you can obtain a clear estimate of how much you can spend on a new home. Understanding your budget will help you confidently negotiate with sellers. Plus, sellers will be more confident in you as a buyer. You’ll have an advantage over other buyers who haven’t been pre-approved.

Will my pre-approval expire?

If you don’t make an offer within 90 days of credit review, it will expire. If you need to renew your pre-approval, just contact us and we’ll help you.

What are the up-front fees?

No fees are collected in the pre-approval process.

What if I change my mind?

That’s perfectly fine. A pre-approval doesn’t mean you’re committed to getting a mortgage with us or anyone else. It simply helps you understand the home-buying process and how much you can afford on a new purchase.

Purchasing a home is a lot easier when you have gone through the pre-approval process with your lender before you make an offer. We’re here to help you get started.

Apply Online: bit.ly/securityffapp

Call Us: (303) 740-8300

Email Us: nbarta@securityff.com

Visit Our Website: www.sffmortgage.com

* Opinions expressed are solely my own and do not express the views of my employer.


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Security First Financial Englewood, Colorado Mortgage Lender

63 Inverness Dr E # 250, Englewood, CO 80112

Office: (303) 740-8300 | Fax: (303) 740-8304

 

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Security First Financial is a division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. Branch NMLS ID# 385589. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Colorado – Regulated by the Division of Real Estate, UCCC #987701-016. Arizona – Arizona Department of Financial Institutions 0902614. Massachusetts – Licensed by the Massachusetts Division of Banks as a Broker and Lender as #MC3094.


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