metroDPA Down Payment Assistance

Security First Financial is an approved metroDPA Lender

What is metroDPA?

metroDPA is a down payment assistance* program for low and moderate-income individuals and families located in and around the Denver Metro Area.

They offer up to 5% of the loan amount to Colorado home buyers to put towards their down payment and closing costs.

Advantages of metroDPA

  • Great low rates

  • Household income limit of $139,200 

  • No first-time home buyer requirement

  • Large program area (List of eligible areas below)

metroDPA Down Payment Assistance - Secur
General metroDPA Program Requirements
  • FHA, VA, USDA, and Conventional home loans

  • Qualify with a minimum credit score of 660 for FHA, USDA, VA (Minimum 640 credit score for Conventional)

  • Homebuyer education course required - HUD approved or CHFA

  • Must be the principal residence

Eligible metroDPA Areas

  • The incorporated areas of the City and County of Denver

  • The incorporated areas in the City of Arvada, City of Aurora, City of Boulder, City of Brighton, City of Broomfield, City of Centennial, City of Commerce City, City of Dacono, City of Edgewater, City of Englewood, City of Federal Heights, City of Golden, City of Greeley, City of Lakewood, City of Littleton, City of Lone Tree, City of Longmont, City of Northglenn, City of Parker, City of Sheridan, City of Thornton, City of Westminster, City of Wheat Ridge 

  • The incorporated areas in the Town of Bennett, Town of Firestone, Town of Lochbuie, Town of Superior, Town of Castle Rock, Town of Erie. 

  • The unincorporated areas in Arapahoe, Boulder, Douglas, and Jefferson Counties.

*Higher interest rates apply. First lien interest rates may be higher when using a DPA second.
Our team is here to answer any questions you have.
We can help you understand more about:
  • Loan Programs
  • Rates
  • The loan process
  • What you'll need for your application
  • What to expect after you complete your application
Apply for a metroDPA Loan Online
At Security First Financial, we’re dedicated to ensuring that each customer has a great experience. Our local home loan originators have decades of combined experience in the mortgage industry and can help you find the right mortgage based on your needs. We are happy to answer any questions you may have along the way to make sure your mortgage loan process is a good one from start to finish. Contact us today to get started!
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Security First Financial is a division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. Branch NMLS ID# 385589. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Colorado – Regulated by the Division of Real Estate, UCCC #987701-016. Arizona – Arizona Department of Financial Institutions 0902614. Massachusetts – Licensed by the Massachusetts Division of Banks as a Broker and Lender as #MC3094.

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