metroDPA Down Payment Assistance

Security First Financial, a Division of PRMI, is an approved metroDPA Lender

metroDPA down payment assistance logo

What is metroDPA?

metroDPA is a down payment assistance* program for low and moderate-income individuals and families located in and around the Denver Metro Area.


They offer up to 6% of the loan amount to Colorado home buyers to put towards their down payment and closing costs.

Advantages of metroDPA

  • Great low rates

  • Household income limit of $150,000

  • Assistance is in the form of a 3-year forgivable second mortgage

  • No first-time homebuyer requirement

  • Large program area (List of eligible areas below)

Row of Houses in Denver, Colorado

General metroDPA Program Requirements

  • FHA, VA, USDA, and Conventional home loans

  • Qualify with a minimum credit score of 660 for FHA, USDA, VA (Minimum 640 credit score for Conventional)

  • Homebuyer education course required - HUD-approved or CHFA

  • Must be the principal residence

Eligible metroDPA Areas

Cities and Towns: Arvada, Aurora, Bennett, Berthoud, Boulder, Brighton, Broomfield, Castle Rock, Centennial, Commerce City, Dacono, Deer Trail, Denver, Edgewater, Englewood, Erie, Evans, Federal Heights, Firestone, Fort Collins, Frederick, Golden, Greeley, Highlands Ranch, Keensburg, Lakewood, Littleton, Lochbuie, Lone Tree, Longmont, Mead, Northglenn, Parker, Platteville, Sheridan, Superior, Thornton, Watkins, Westminster, Wheat Ridge

Counties: Adams County, Arapahoe County, Boulder County, Broomfield County, Denver County, Douglas County, Jefferson County, Larimer County

Counties are for the unincorporated area outside of city limits.

*Higher interest rates apply. First lien interest rates may be higher when using a DPA second.

Security First Financial is here to answer any questions you have.

We can help you understand more about:

  • Home loan programs

  • Current mortgage rates

  • The home loan process

  • What you'll need for your application

  • What to expect after you complete your application

Apply for a metroDPA Loan Online