Federal Housing Administration (FHA) Loans

Reach Your Homeownership Goals Faster with an FHA Loan

Homeownership could be closer than you think. Our FHA loan programs are created for buyers like you who are ready to take the next step in life.


With features like homeownership workshops and available down payment assistance, government-backed FHA loans are perfect for:

  • First-time homebuyers

  • Low-to-moderate income families

  • Buyers looking for a low down payment

  • Buyers with higher debt-to-income ratios

See how an FHA loan can put your homeownership goals within reach.

The exterior of a modern home during the day

FHA Program Features:

  • Minimum down payment of 3%

  • Minimum credit score of 500

  • 0.5% of purchase price as monthly mortgage insurance

  • 2-year waiting period required after bankruptcy and 3-year waiting period after foreclosure

  • Low income requirements and no geographic restrictions

Security First Financial is here to answer any questions you have.

We can help you understand more about:

  • Home Loan Programs

  • Current Mortgage Rates

  • The home loan process

  • What you'll need for your application

  • What to expect after you complete your application

Apply for an FHA Loan Online