Federal Housing Administration (FHA) Loans

Reach Your Homeownership Goals Faster with an FHA Loan

Homeownership could be closer than you think. Our FHA loan programs are created for buyers like you who are ready to take the next step in life.

 

With features like homeownership workshops and available down payment assistance, government-backed FHA loans are perfect for:

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  • First-time homebuyers

  • Low-to-moderate income families

  • Buyers looking for a low down payment

  • Buyers with higher debt-to-income ratios

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See how an FHA loan can put your homeownership goals within reach.

Apply Now
The exterior of a modern home during the day

FHA Program Features:

  • Minimum down payment of 3%
     

  • Minimum credit score of 500

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  • 0.5% of purchase price as monthly mortgage insurance

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  • 2-year waiting period required after bankruptcy and 3-year waiting period after foreclosure

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  • Low income requirements and no geographic restrictions

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DACA Status Recipients Can Now Apply for FHA-Insured Mortgages

Learn More

Security First Financial is here to answer any questions you have.


We can help you understand more about:
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  • Home Loan Programs

  • Current Mortgage Rates

  • The home loan process

  • What you'll need for your application

  • What to expect after you complete your application

Apply for an FHA Loan Online

Apply Now
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Equal Housing Opportunity Lender

Security First Financial is a division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. Branch NMLS ID# 385589. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Colorado – Regulated by the Division of Real Estate, UCCC #987701-016. Arizona – Arizona Department of Financial Institutions 0902614. Massachusetts – Licensed by the Massachusetts Division of Banks as a Broker and Lender as #MC3094. Florida - Florida Office of Financial Regulation MLD646. Texas - This office is licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas. 

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Your opinion is greatly appreciated, we thank you for visiting this website of Primary Residential Mortgage, Inc. If you have specific questions, comments, concerns, or complaints we invite you to contact us by the email shown here: ConsumerVoice@primeres.com. Emails received during business hours should receive a response within 48 hours, excluding weekends or holidays.

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Primary Residential Mortgage, Inc. is licensed under the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking through one of the means indicated below: In Person or U.S mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294, Telephone No. (877) 276-5554, Fax No: (512)475-1313 Email: consumer.complaints@dob.texas.gov Website: www.dob.texas.gov

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Consumers wishing to file a complaint against a mortgage banker or licensed mortgage banker residential loan originator should complete and send a complaint form to the TX department of savings and mortgage lending, 2601 North Lamar Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery find must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

 

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