Conventional Home Loan

A conventional home loan might be just what you need

Conventional loans are widely popular and have more flexibility than you may think. Talk to us about finding an option that suits your unique needs.


  • Low interest rates and fees

  • Low down payment options

  • Mortgage insurance requirement depends on the down payment amount

  • Available for purchases or refinances

This loan program poses fewer hurdles than other mortgages, so you could close faster.

The exterior of a residential home in Colorado

Conventional Program Features:

  • Minimum Down Payment of 3%

  • Minimum credit score of 620

  • Private mortgage insurance (PMI) is not required with a down payment of at least 20%

  • 4-year waiting period required after bankruptcy

  • Relatively Faster Home Loan Processing

Security First Financial is here to answer any mortgage questions you have.

We can help you understand more about:

Apply for a Conventional Loan Online