Mortgage Loan Originator

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Effective March 2, 2020, CHFA will no longer offer a refinance option.

The CHFA FHA Streamline Refinance Program and CHFA Preferred℠ Refinance Program will no longer be available to new or existing CHFA borrowers.

Any refinance loan locked in HomeConnection℠ prior to March 2, 2020 will not be affected.

CHFA will no longer have an option to subordinate the CHFA Second Mortgage Loan. Should a borrower with a CHFA Second Mortgage Loan wish to refinance, they must pay the CHFA Second Mortgage Loan back to CHFA in full upon refinancing the CHFA First Mortgage Loan.

Please CONTACT US should you have questions or visit for more information.

CHFA FHA Streamline Refinance

How To Refinance Your CHFA Loan

Can You Refinance a CHFA Loan?

Yes, you can refinance a CHFA loan by doing a CHFA FHA Streamline Refinance. The loan program is restricted to current CHFA FHA loan holders.​​

How Do You Refinance An FHA CHFA Loan?

CHFA will not subordinate your second mortgage, which means you'll have to do your FHA Streamline Refinance loan through CHFA by working with a CHFA Participating Lender.

What Credit Score Do You Need For a CHFA FHA Streamline Refinance?

There are no credit score requirements, but the loan will need to be manually underwritten.​​

How Do You Apply For a CHFA FHA Streamline Refinance?

You will have to work with a CHFA Participating Lender to do your CHFA FHA Streamline Refinance, so you'll have to apply with one of CHFA's participating lenders. As an approved and top-producing CHFA lender, Security First Financial can see if you'd be able to save money by refinancing. Get started by filling out our short form or by giving us a call at (303) 740-8300.

If you currently have an FHA loan through CHFA, then you can refinance by doing an FHA Streamline Refinance to lower your monthly mortgage payment.


And now is a great time to do it because CHFA's FHA Streamline rates are low!

Refinancing your CHFA loan is actually a very easy process. You won't need to get an appraisal or provide income documents to refinance your CHFA Loan and there's no credit score requirement.

CHFA will not subordinate your second mortgage, which means you'll have to refinance your loan through CHFA, but we can do that for you here at Security First Financial. We're an approved and top-producing CHFA Participating Lender, and we're here to help you through the process.


See if you can save some money! Get started by filling out our secure online application below, or by giving us a call at (303) 740-8300.

My team can help you understand more about:

  • Loan Programs

  • Rates

  • The loan process

  • What you'll need for your application

  • What to expect after you complete your application

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Nick took my worries into his own hands, and created a stress free refinancing of my home."

Paul M. | Salida, CO | 5-Star SocialSurvey Review

Nick and his team helped us purchase our first home and made it a super easy and pleasant experience, so we were excited to do our refinance with them and the process was just as pleasant."

Christopher J. | Aurora, CO | 5-Star SocialSurvey Review

63 Inverness Dr E # 250, Englewood, CO 80112
Office: (303) 740-8300 | Fax: (303) 740-8304
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Security First Financial is a Division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. Branch NMLS 385589. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Regulated by the Division of Real Estate. MLO MC3094. MLO 0121351. Arizona Department of Financial Institutions 0902614. Licensed by the Massachusetts Division of Banks as a Broker and Lender as #MC3094. Your opinion is greatly appreciated, we thank you for visiting this website or Primary Residential Mortgage, Inc. If you have specific questions, comments, concerns, or complaints we invite you to contact us by the email shown here: Emails received during business hours should receive a response within 48 hours, excluding weekends or holidays.
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