Security First Financial is a preferred CHFA mortgage lender

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can receive up to $14,530 in grant money

CHFA Down Payment Assistance Grant*

  • Up to 3% of total first mortgage loan amount**

  • Can be used for down payment, closing costs, and/or prepaids

  • Does not impact DTI (Debt-To-Income Ratio)

  • No repayment

  • Higher interest rate on CHFA first with grant

CHFA General Program Requirements

  • All borrowers have a mid-credit score of 620 or higher

  • Total borrower income must not exceed CHFA’s income limits

  • Attend a CHFA-approved homebuyer education class (in person or on-line) prior to loan closing (purchase only)

  • Make a minimum required investment of at least $1,000 toward the purchase of the home

Apply for a CHFA Grant

We're here to answer any questions you have. We can help you understand more about:

  • Loan programs

  • Rates

  • The loan process

  • What you'll need for your application

  • What to expect after you complete your application

*CHFA down payment assistance can only be used when paired with a first mortgage loan under a CHFA program. Higher interest rates apply. First lien interest rates may be higher when using a DPA second.

** For a 30-year, fixed-rate loan

What is CHFA?

Colorado Housing and Finance Authority (CHFA) offers affordable home purchase and refinance loans as wells as grants and second mortgage loans for down payment and closing cost assistance through their network of approved Colorado lenders.

As a CHFA Participating Lender, Nick Barta of Security First Financial is able to offer these great programs and financing options to Colorado first-time home buyers and current homeowners looking to refinance.

Security First Financial is a Participating Lender with CHFA

"Nick and his team are wonderful. They just helped my husband and I buy our first home and it couldn't have gone smoother..."

Kimberly B. | First-Time Homebuyer

Google Review for CHFA lenders Security Fist Finacial
Nick Barta
Division President
Office: 303-740-8300
NMLS/MLO: 25540
Security First Financial CHFA Participating Lender
63 Inverness Dr E # 250, Englewood, CO 80112
Office: (303) 740-8300 | Fax: (303) 740-8304 | Toll Free: (844) 228-4530
Privacy Policy | Terms & Conditions | Consumer Voice Licenses

Security First Financial is a division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. Branch NMLS ID# 385589. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Colorado – Regulated by the Division of Real Estate, UCCC #987701-016. Arizona – Arizona Department of Financial Institutions 0902614. Massachusetts – Licensed by the Massachusetts Division of Banks as a Broker and Lender as #MC3094. Your opinion is greatly appreciated, we thank you for visiting this website of Primary Residential Mortgage, Inc. If you have specific questions, comments, concerns or complaints we invite you to contact us by the email shown here: Emails received during business hours, should receive a response within 48 hours, excluding weekends or holidays. 

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Nick Barta at Security First Financial is a top producing CHFA lender
Security First Financial is a Colorado Mortgage lender with an A+ Better Business Bureau rating
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