Bank Statement Loan

As a business owner, you find creative solutions to problems every day. Our Bank Statement program is our creative solution to your home loan needs. With our alternative income guidelines, you can use bank statements rather than tax returns to document your income. You can submit personal or your business statements to qualify. You choose.

We offer self-employed borrowers...

  • Loan amounts of up to $3 million

  • Low down payment options

  • Qualifying credit scores as low as 580

  • Option to apply with 12 or 24 months personal or business bank statements*

  • Purchase and refinance transactions

  • Fixed-rate, adjustable-rate, or interest-only payments

  • Funding on primary residences, second homes, and investment properties

*Loan must close in borrower’s name if the business is a Limited Liability Corporations (LLC). One-month bank statement qualification not permitted.


At Security First Financial, Inc., we’re dedicated to ensuring that each customer has a great experience. Our local home loan originators have decades of combined experience in the mortgage industry and can help you find the right mortgage based on your needs. We are happy to answer any questions you may have along the way to make sure your mortgage loan process is a good one from start to finish. Contact Us Today To Get Started

Our team is here to answer any questions you have.

We can help you understand more about:

  • Loan Programs

  • Rates

  • The loan process

  • What you'll need for your application

  • What to expect after you complete your application


Apply for a Bank Statement Loan online...

Self-Employed Borrowers Welcome