Security First Financial is proudly based in Colorado and is here to help you with your home loan needs...

Have questions about the home loan process or want to discuss your options with a local lender? Simply fill out the form below and one of our in-house Loan Originators will be with you shortly...
Purpose of Your Loan?


Home loan programs that are available to Colorado home buyers...

Conventional Loan

This is the most common home loan option for borrowers. These loans aren't backed by the government.

Down Payment: As little as 3% for First-Time Home Buyers

Credit Score: As low as 620

FHA Home Loan

FHA Loans are geared toward hard-working families in low- to moderate-income brackets.

Down Payment: As little as 3.5%

Credit Score: As low as 500-580

CHFA Loans

Down payment assistance programs and grants to help Colorado residents become homeowners.

Down Payment: Min. contribution of $1,000 towards purchase of home

Credit Score: As low as 620

VA Home Loan

VA Loans are designed for military personnel, veterans, and military families.

Down Payment: None*

Credit Score: As low as 580

Jumbo Loans

Jumbo Loans offer special low-interest financing to borrowers looking to buy a high volume home.

Down Payment: 20%

Credit Score: As low as 660

Rural Housing (USDA)

These loans are for home buyers wishing to purchase a home outside of densely populated areas.

Down Payment: None*

Credit Score: As low as 620

Reverse Mortgages

Reverse mortgage programs provide financial support for low-income seniors. 

Borrowers must be at least 62 years of age.

Construction Loans

These loans allow you to combine the construction and mortgage into one loan.

Down Payment: FHA (3.5%) - VA (0%*)

Credit Score: 620+

Renovation Loans

Designed to assist home borrowers to acquire and rehabilitate single-family properties.

Down Payment: 3.5% of loan amount

Credit Score: 640+

colorado down payment assistance options

*Closing costs and fees may still apply


Our staff at Security First Financial has nearly 150 years of combined experience in the mortgage industry.  We have built a strong reputation as an outstanding mortgage lender serving the needs of individual home buyers, real estate professionals and builders throughout the state of Colorado.  Our in-house processing, underwriting, and closing allow us to move quicker than most mortgage companies. Security First Financial's experienced staff often finds ways to think outside the box to complete transactions that other lenders deny.  We are well recognized by real estate agents in our community, which gives you an advantage over other companies that the listing agents don’t know.  We are standing by to assist you with your home purchase or refinance. 

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63 Inverness Dr E # 250, Englewood, CO 80112

Office: (303) 740-8300 | Fax: (303) 740-8304


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Security First Financial is a division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. Branch NMLS ID# 385589. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Colorado – Regulated by the Division of Real Estate, UCCC #987701-016. Arizona – Arizona Department of Financial Institutions 0902614. Massachusetts – Licensed by the Massachusetts Division of Banks as a Broker and Lender as #MC3094.

Your opinion is greatly appreciated, we thank you for visiting this website of Primary Residential Mortgage, Inc. If you have specific questions, comments, concerns or complaints we invite you to contact us by the email shown here: Emails received during business hours, should receive a response within 48 hours, excluding weekends or holidays.


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