Security First Financial is proudly based in Colorado and is here to help you with your home loan needs...
Have questions about the home loan process or want to discuss your options with a local lender? Simply fill out the form below and one of our in-house Loan Originators will be with you shortly...
Scott L. | Highlands Ranch, CO
Raymond M. | Denver, CO
COLORADO HOME LOAN PROGRAMS
Home loan programs that are available to Colorado home buyers...
Conventional Loan
This is the most common home loan option for borrowers. These loans aren't backed by the government.
Down Payment: As little as 3% for First-Time Home Buyers
Credit Score: As low as 620
FHA Home Loan
FHA Loans are geared toward hard-working families in low- to moderate-income brackets.
Down Payment: As little as 3.5%
Credit Score: As low as 500-580
CHFA Loans
Down payment assistance programs and grants to help Colorado residents become homeowners.
Down Payment: Min. contribution of $1,000 towards purchase of home
Credit Score: As low as 620
VA Home Loan
VA Loans are designed for military personnel, veterans, and military families.
Down Payment: None*
Credit Score: As low as 580
Jumbo Loans
Jumbo Loans offer special low-interest financing to borrowers looking to buy a high volume home.
Down Payment: 20%
Credit Score: As low as 660
Rural Housing (USDA)
These loans are for home buyers wishing to purchase a home outside of densely populated areas.
Down Payment: None*
Credit Score: As low as 620
Reverse Mortgages
Reverse mortgage programs provide financial support for low-income seniors.
Borrowers must be at least 62 years of age.
Construction Loans
These loans allow you to combine the construction and mortgage into one loan.
Down Payment: FHA (3.5%) - VA (0%*)
Credit Score: 620+
Renovation Loans
Designed to assist home borrowers to acquire and rehabilitate single-family properties.
Down Payment: 3.5% of loan amount
Credit Score: 640+
*Closing costs and fees may still apply
SECURITY FIRST FINANCIAL
Our staff at Security First Financial has nearly 150 years of combined experience in the mortgage industry. We have built a strong reputation as an outstanding mortgage lender serving the needs of individual home buyers, real estate professionals and builders throughout the state of Colorado. Our in-house processing, underwriting, and closing allow us to move quicker than most mortgage companies. Security First Financial's experienced staff often finds ways to think outside the box to complete transactions that other lenders deny. We are well recognized by real estate agents in our community, which gives you an advantage over other companies that the listing agents don’t know. We are standing by to assist you with your home purchase or refinance.
