Security First Financial is dedicated to ensuring that each one of our Colorado customers has a great mortgage experience.
We can help you understand more about:
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Colorado Loan Programs
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Current Rates
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The Loan Process
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What you'll need for your application
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What to expect after you complete your application
Our local home loan originators have decades of combined experience in the mortgage industry and can help you find the right mortgage based on your needs...
Set up your free, no-obligation mortgage consultation by providing your information below. A local loan originator or in-house qualification specialist will be with you shortly.
"Dave was great to work with and had a really good solution to our needs. His entire team was very helpful and timely."
Scott L. | Highlands Ranch, CO
"The level of customer service was outstanding. Supportive and helpful throughout. I would use Nick and his team again and refer them."
Elizabeth E. | Westminster, CO
"You all were awesome and made our dream come true. Thank you all so very much."
Raymond M. | Denver, CO
COLORADO HOME LOAN PROGRAMS
Home loan programs that are available to Colorado home buyers...
Conventional Loan
This is the most common home loan option for borrowers. These loans aren't backed by the government.
Down Payment: As little as 3% for First-Time Home Buyers
Credit Score: As low as 620
FHA Home Loan
FHA Loans are geared toward hard-working families in low- to moderate-income brackets.
Down Payment: As little as 3.5%
Credit Score: As low as 500-580
CHFA Loans
Down payment assistance programs and grants to help Colorado residents become homeowners.
Down Payment: Min. contribution of $1,000 towards purchase of home
Credit Score: As low as 620
VA Home Loan
VA Loans are designed for military personnel, veterans, and military families.
Down Payment: None*
Credit Score: As low as 580
Jumbo Loans
Jumbo Loans offer special low-interest financing to borrowers looking to buy a high volume home.
Down Payment: 20%
Credit Score: As low as 660
Rural Housing (USDA)
These loans are for home buyers wishing to purchase a home outside of densely populated areas.
Down Payment: None*
Credit Score: As low as 620
Reverse Mortgages
Reverse mortgage programs provide financial support for low-income seniors.
Borrowers must be at least 62 years of age.
Renovation Loans
Designed to assist home borrowers to acquire and rehabilitate single-family properties.
Down Payment: 3.5% of loan amount
Credit Score: 640+
*Closing costs and fees may still apply
SECURITY FIRST FINANCIAL
Our staff at Security First Financial has nearly 150 years of combined experience in the mortgage industry. We have built a strong reputation as an outstanding mortgage lender serving the needs of individual home buyers, real estate professionals and builders throughout the state of Colorado. Our in-house processing, underwriting, and closing allow us to move quicker than most mortgage companies. Security First Financial's experienced staff often finds ways to think outside the box to complete transactions that other lenders deny. We are well recognized by real estate agents in our community, which gives you an advantage over other companies that the listing agents don’t know. We are standing by to assist you with your home purchase or refinance.
