Conventional Loan

This is the most common home loan option for borrowers. These loans aren't backed by the government.

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Down Payment: As little as 3% for First-Time Home Buyers

Credit Score: 620+

FHA Home Loan

FHA Loans are geared toward hard-working families in low- to moderate-income brackets.

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Down Payment: As little as 3.5%

Credit Score: 580+

CHFA Loans

Down payment assistance programs and grants to help Colorado residents become homeowners.​

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Down Payment: Min. contribution of $1,000 towards purchase of home

Credit Score: 620+

VA Home Loan

VA Loans are designed for military personnel, veterans, and military families.

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Down Payment: None

Credit Score: 580+

Jumbo Loans

Jumbo Loans offer special low-interest financing to borrowers looking to buy a high volume home.

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Down Payment: 20%

Credit Score: 700+

Rural Housing (USDA)

These loans are for home buyers wishing to purchase a home outside of densely populated areas.

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Down Payment: None

Credit Score: 620+

Reverse Mortgages

Reverse mortgage programs provide financial support for low-income seniors. 

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Borrowers must be at least 62 years of age.

Construction Loans

These loans allow you to combine the construction and mortgage into one loan.

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Down Payment: FHA (3.5%) - VA (0%)

Credit Score: 620+

Renovation Loans

Designed to assist home borrowers to acquire and rehabilitate single-family properties.

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Down Payment: 3.5% of loan amount

Credit Score: 640+